This form of payment that can be purchased at retail stores, banks, post offices and other money related locations. If you are wondering where to get a money order, the good news is that there are lots of locations near you. If you do not have a credit card or bank account, a prepaid card may also offer some payment alternatives for making purchases or paying bills. Since they need to be purchased in person and fees are involved, there may be a more cost effective way to send funds.Ĭashier’s checks, personal checks, Paypal or Venmo are also easy and acceptable forms of payment for many doing business and may be cheaper as well. While purchasing money orders can be an effective form of payment, they are only one way to send money in this digital age. If you feel that you are being pressured to send funds to someone for a suspicious cause, put off sending and contact your local authorities for assistance.įind: 24-hour Check Cashing Places Money Order Alternatives Filling out the form is somewhat similar to writing a check.Īvoid making money orders payable to cash and do not send money to individuals you do not know. This can be the name of the individual (such as a friend or family member) or a company or organization. When purchasing a money order for the first time, you’ll need to know the dollar amount as well as who you are making a payment to. What to Know Before You Buy a Money Order Retail money transfer agents are usually more affordable, and banks will have higher fees.īecause there are limits on the dollar amounts of these transactions, if you need to send a large amount of money, you may be subject to multiple fees.įor example, if you are sending $2000 worth and the maximum amount is $1000, you will need to purchase two money orders (and pay two fees) in order to get the full amount you need. Purchase costs for this financial service can vary. This receipt is important to have in case you need to track the money, get a refund or cancel the transactions. It has a tracking number that you can use to make sure the funds were properly received. With your purchase there will be a carbon copy or slip of paper that has a copy of the information you filled out. You will want to make sure that the information on the form is accurate since changes cannot be made. Signatures from you and the recipient are also required. When you purchase a money order, you will need to fill it out with the payee’s name, your name and often your address. However, be aware that some of these services are not legitimate and may be scams.įor the best results, it’s best to make your purchase in person where you can get a valid receipt for your payment and tracking information. There are also retailers that may offer these for sale online. Be sure to read the details and fine print on your transaction before purchasing. These locations and services may have higher fees and / or hidden costs. Money orders are also usually available at money related retailers such as Western Union locations, money transfer services and payday loan shops. The USPS no longer issues money orders between the United States and Canada. Not all postal service locations issue offer this service, so it can be prudent to call ahead before you make a visit. Postal Service (also known as the USPS) are also a good choice. Recommended: Banks open on Sunday Purchasing Money Orders at Your Local Post Office Ask your banking staff to walk you through the differences as well as any applicable fees. Banks can also offer an alternative known as cashier’s checks.ĭepending on what you are using this for, a cashier’s check may work just as well. Fees may be slightly higher here than at retail locations, however some baking locations may waive fees for account holders in good standing. If you have a bank account, your local bank can also be a source to purchase money orders. This means that the store does offer money orders.Ĭheck at the customer service counter, or with a manager or cashier to see what is available. When you’ve been out shopping in the past, you may have seen signs for Western Union or MoneyGram at various retailers. They are available for purchase from most banks, credit unions and other financial institutions, as well as post offices, Walmart and other retailers.Ī quick online search for my area revealed over a dozen locations within 5 miles of my home that offer this service. If you’re wondering where to get a money order, the good news is that there are lots of locations right in your own community. What to Know Before You Buy a Money Order.Getting a Money Order at Money Retailers. Purchasing Money Orders at Your Local Post Office.Purchasing Money Orders at Retail Stores.
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